Our Services

At AU Truss, we are focused on being proactive and solutions-driven in our overall approach. We are committed to forging a partnership and providing best-practice consultations, in assisting our clients to bridge the gap, where needed. Our methodology is customized to the needs of the clients we serve.

Please reach out by calling 626-840-2700 or emailing us on the "Contact Us" page for more detail.

Bank Secrecy Act

BSA/AML/OFAC Testing
AML System Model Validation
BSA/AML/OFAC Risk Assessment
BSA/AML/OFAC Training
Remediation Assistance

BSA/AML/OFAC Testing
AML System Model Validation
BSA/AML/OFAC Risk Assessments
BSA/AML/OFAC Training
Remediation Assistance

Consulting Services

Exam Preparedness Review
Management Consulting
Operational Consulting
Staffing Assessment
Staff Augmentation

Exam Preparedness Review
Management Consulting
Operational Consulting
Staffing Assessment
Staff Augmentation

Credit Reviews

Allowance for Credit Losses (ACL) Review
Commercial Loan File Review
Consumer Loan File Review

Allowance for Credit  Losses (ACL) Review
Commercial Loan File Review
Consumer Loan File Review

Enterprise
Risk Management

Enterprise Risk Assessment Framework Development

Enterprise Risk Assessment
Framework Development

Internal Audits

Internal Audit Risk Assessment
Accounting Operations
Automated Clearing House
Deposit Operations
Electronic Banking
Human Resources
Mortgage Operations
Note Department
Retail Branch

Internal Audit Risk Assessment
Accounting Operations/Finance
Automated Clearing House
Deposit Operations
Electronic Banking
Human Resources/Payroll
Mortgage Operations
Note / Loan Servicing
Retail Branch
Small Business Administration


Regulatory Compliance

Compliance Management Systems
Deposit Compliance
Lending Compliance
Safety & Soundness Regulations
Community Reinvestment Act
Fair Lending Review
Home Mortgage Disclosure Act
Unfair, Deceptive, or Abusive Acts or Practices Act (UDAAP)

Compliance Management Systems
Deposit Compliance
Lending Compliance
Safety and Soundness Regulations
Community Reinvestment Act
Fair Lending Review
Home Mortgage Disclosure Act
Unfair, Deceptive, or Abusive Acts or Practices Act (UDAAP)

Testimonials

Some kind words and feedback from our thoughtful clients.

He is a trusted and valued partner. Hoi sees the big picture while not overlooking the details.

J. Teo, EVP & CFO

We have contracted Hoi for our numerous consulting project needs over the years. He’s knowledgeable and detailed oriented with his engagements. I am grateful for the hard work and exemplary service provided by Hoi. His expertise is top-notch!

I. Lin, FVP & Internal Auditor

I have engaged audit services from teams Mr. Luk has lead for several years. I have kept the relationship and followed Mr. Luk when he changed consulting firms because of his collaborative leadership style, expertise in bank compliance related reviews and the timely delivery of an excellent product.

B. Brown, SVP & Chief Audit Executive

I have personally worked with Hoi for over 10 years, and we’re excited to partner with AU Truss Risk Management on our upcoming audits. Hoi and his auditors bring a level of expertise and professionalism that is unmatched and their experience, combined with their knowledge of regulatory issues affecting banks make them uniquely suited to assist banks in enhancing their regulatory risk management practices. We undergo a number of audits annually with various audit firms and AU Truss is truly a pleasure to work with. Hoi’s risk-based approach, and ability to focus on the highest areas of concern provide for efficient and effective audits. Truly value-added service. I would recommend them to anyone looking for internal audit services.

L. Sykes, EVP & Chief Compliance and Risk Officer